Checking Accounts

Each North Georgia National Bank Checking Account includes:

• Online Banking
• 24/7 Telebanking
• Instant Issue Chip Enabled Debit Card

Small Business Checking

• $100 to open account
• No minimum balance
• No monthly service charge
• Check or other debits - $0.28 per item in excess of 150
• Deposit or other credit - $0.08 per item in excess of 150

Business Checking

• $100 to open account
• $2500 minimum balance
• Check or other debit - $0.28 per item in excess of 200
• Deposit or other credit - $0.08 per item in excess of 200
• $12 Monthly fee; waived if minimum account balance is maintained daily

Business Analysis Checking

• $100 to open account
• Earning credit on investable balance
• Deposit or other credit - $0.25
• Per check charge - $0.17
• Return item charge back - $5.00
• ACH debit/credit - $0.25
• Automatic sweep transfer - $5.00
• Reserve Requirement Deduction -10%
• $12 monthly fee

Saving Account

Business Savings*

• $500 to open account
• $500 minimum balance
• $5 monthly fee; waived if minimum account balance is maintained daily

Business Money Market*

• $1000 to open account
• $1000 minimum balance
• $10 monthly fee; waived if minimum account balance is maintained daily
• Tiered interest rates based upon balances

*Interest rate is variable and may change at any time.