Checking Accounts
Each North Georgia National Bank Checking Account includes:
- Online Banking
- 24/7 Telebanking
- Instant Issue Chip Enabled Debit Card
Small Business Checking
- $100 to open account
- No minimum balance
- No monthly service charge
- Check or other debits - $0.28 per item in excess of 150
- Deposit or other credit - $0.08 per item in excess of 150
Business Checking
- $100 to open account
- $2500 minimum balance
- Check or other debit - $0.28 per item in excess of 200
- Deposit or other credit - $0.08 per item in excess of 200
- $12 Monthly fee; waived if minimum account balance is maintained daily
Business Analysis Checking
- $100 to open account
- Earning credit on investable balance
- Deposit or other credit - $0.25
- Per check charge - $0.17
- Return item charge back - $5.00
- ACH debit/credit - $0.25
- Automatic sweep transfer - $5.00
- Reserve Requirement Deduction -10%
- $12 monthly fee
Saving Account
Business Savings*
- $500 to open account
- $500 minimum balance
- $5 monthly fee; waived if minimum account balance is maintained daily
Business Money Market*
- $1000 to open account
- $1000 minimum balance
- $10 monthly fee; waived if minimum account balance is maintained daily
- Tiered interest rates based upon balances
*Interest rate is variable and may change at any time.
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