Savings Account Layover 

Saving Accounts

Traditional Savings*

  • $100 to open account ($5 for 18 and under)
  • $100 minimum balance
  • $2 quarterly fee; waived if minimum balance is maintained

Ship Shape Savings*

  • $25 to open account ($5 for 18 and under)
  • No minimum balance
  • No monthly fee
  • Required monthly automatic transfer from NGNB checking to savings

Money Market*

  • $1000 to open account
  • $1000 minimum balance
  • Tiered interest rates based upon balances*
  • $10 monthly fee; waived if minimum balance is maintained

Certificate of Deposit

  • $1,000 to open account
  • Terms with competitive rates
  • Interest compounded & credited quarterly
  • Wide range of terms available
  • Early withdrawal bank fee may apply

* Interest rate is variable and may change at any time.

Individual Retirement Accounts

North Georgia wants to help you prepare for your future! If you are looking for a long-term savings solution, we have a few you can choose from. We offer Traditional and Roth IRAs with fixed terms at competitive rates.

  • No Minimum deposit
  • No setup and maintenance fees
  • Early withdrawals subject to penalty*

Schedule an appointment with one of our Relationship Bankers today for more details!

*IRS penalty may apply. Contact Bank for more information

  

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