Business Accounts

Each North Georgia National Bank Checking Account includes:

• Online Banking

• 24/7 Telebanking

• Instant Issue Chip Enabled Debit Card

Small Business Checking

• $100 to open account

• No minimum balance

• No monthly service charge

• Check or other debits - $0.28 per item in excess of 150

• Deposit or other credit - $0.08 per item in excess of 150

Business Checking

• $100 to open account

• $2,500 minimum balance

• Check or other debit - $0.28 per item in excess of 200

• Deposit or other credit - $0.08 per item in excess of 200

• $12 Monthly fee; waived if minimum account balance is maintained daily

Business Analysis Checking

• $100 to open account

• Earning credit on investable balance

• Deposit or other credit - $0.25

• Per check charge - $0.17

• Return item charge back - $5

• ACH debit/credit - $0.25

• Automatic sweep transfer - $5

• Reserve Requirement Deduction -10%

• $12 monthly fee

Business Savings*

• $500 to open account

• $500 minimum balance

• $5 monthly fee; waived if minimum account balance is maintained daily

Business Money Market*

• $1,000 to open account

• $1,000 minimum balance

• $10 monthly fee; waived if minimum account balance is maintained daily

• Tiered interest rates based upon balances

*Interest rate is variable and may change at any time.