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Checking Accounts

Finance is personal, and so is our bank. Each North Georgia National Bank Checking Account includes:

Online Banking
Bill Pay
24/7 Telephone Banking
Instant Issue Chip Enabled Debit Card

Free Checking

$25 to open account
No minimum balance
No monthly fee
Non-interest bearing account

Relationship Rewards

$25 to open account
Image copies on statement
Free checks if average balance exceeds $10,000
Interest earned on balances of $1,000 or greater*
$6.50 monthly fee; waived if balance of NGNB accounts exceeds $10,000

*Interest rate is variable and may change at any time.

Senior Relationship Rewards (50+)

$25 to open account
No monthly fee
No minimum balance
Image copies on statement
Free NGNB checks
Free 3x5 Safe Deposit Box (or $25 credit towards a larger box)
Interest earned on balances of $1,000 or greater*

*Interest rate is variable and may change at any time.