Traditional Savings

  • $100 to open account ($5 for 18 and under)

  • $100 minimum balance

  • $2 quarterly fee; waived if minimum balance is maintained

Ship Shape Savings

  • $25 to open account ($5 for 18 and under)

  • No minimum balance

  • No monthly fee

  • Required monthly automatic transfer from NGNB Checking to Savings

Money Market

  • $1,000 to open account

  • $1,000 minimum balance

  • Tiered interest rates based upon balances*

  • $10 monthly fee; waived if minimum balance is maintained

* Interest rate is variable and may change at any time.

Certificate of Deposit

  • $1,000 to open account

  • Terms with competitive rates

  • Interest compounded & credited quarterly*

  • Wide range of terms available

  • Early withdrawal bank fee may apply

* Interest rate is variable and may change at any time.

Individual Retirement Accounts

North Georgia wants to help you prepare for your future! If you are looking for a long-term savings solution, we have a few you can choose from. We offer Traditional and Roth IRAs with fixed terms at competitive rates.

  • No minimum deposit

  • No setup and maintenance fees

  • Early withdrawals subject to penalty*

Schedule an appointment with one of our Relationship Bankers today for more details!

*IRS penalty may apply. Contact Bank for more information